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Alma is the French market leader for innovative installment payment solutions, both online and in-store.Alma allows the consumer to pay in 2, 3 or 4 convenient installments with the same simplicity of a credit card payment, helping with expense management and to choose higher quality products.The payment is fully digitized, with immediate acceptance, and guaranteed: the merchant immediately receives the entire amount without having to deal with anything else.Alma supports merchants and helps them to increase the average order and their turnover without any fixed cost or subscription: there is only a commission on transactions!Furthermore, merchants can ask their customers to share part of the commissions autonomously, directly in the dedicated payment management platform.Alma is available in France, Italy, Germany, Spain, Belgium, Holland and Luxembourg; and soon also in Portugal, Ireland and Austria.With more than 11,000 active merchants in Europe from all sectors, and with more than one billion euros in annual transactions, Alma is the ideal partner for both merchants and their customers.